McCulley Financial Group is a plan consultant that focuses beyond the typical advising process. As a partner to you and your business, we utilize a six-step process to evaluate your business, understand your needs, recommend a long-term solution, and commit to ongoing education for you and your employees. Retirement planning is more important now than ever before.

Philosophy

Focus on fundamentals and attention to detail to optimize the value of your corporate retirement program. The rewards are significant.

Mission

Work as a trusted partner with our clients and their employees' futures, by providing our expertise in 401(k) planning and administration.

Commitment

Deliver significant resources with impactful solutions.

When was the last time you reviewed the underlying fundamentals of your company's retirement plan?

Additional Years of Retirement Income*

Increase in Account Value at Retirement Graph

Annualized Incremental Increase in Efficiency

This graph demonstrates the significant impact of increasing the incremental efficiency of your corporate retirement program.  Plan sponsors may be under the impression that increasing annual operating efficiency approaching 3% may not be attainable.  When viewed in the traditional context of expenses we believe that would certainly be the case.  However, adding value through components such as plan design, better investment performance and participant utilization have the ability to deliver significant favorable financial leverage.  Focused participant education and communication programs have the demonstrated ability to increase plan participation, increase contributions and align asset allocation strategies with return expectations and requirements.

*Source: Average 401(k) participant 44 years of age with an average account balance of $40,000 as provided by the Employee Benefit Research Institute.
- Assumes 4% withdrawl rate in retirement

Contact one of our specialists today at 866.299.9944 or email us at insight@mcculleyfinancial.com.  We’re ready to help.